1. SBI Simply Click Credit Card – An entry level credit card designed for internet purchases
WHY SHOULD YOU APPLY FOR SBI SIMPLY CLICK CREDIT CARD
Get Amazon Gift Card worth Rs 500 on payment of Annual Fee as a Welcome Gift from SBI Bank
Earn 10X Reward Points on online spends with exclusive partners like Apollo 24×7, BookMyShow, Cleartrip, Dominos, Eazydiner, Myntra, Netmeds & Yatra
Earn 5X Reward Points on all other online spends
OTHER AMAZING OFFERS
e-Vouchers worth Rs 2,000 each on reaching annual online spends of 1 Lakh and 2 Lakh respectively
1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000
Annual fee waiver on yearly spends above Rs 1 Lakh
ELIGIBILITY CRITERIA
Employment status: Salaried or Self-Employed
Income: Rs 30,000 per month and above
Required Age: 23-60 years
Credit Score – 650+
New to credit – Only for Salaried
Credit Card holders are preferred
No delay payments in last 12 months
Card Holders should be an Indian Citizens or a Non Resident Indian
DOCUMENTS NEEDED
ID proof
Address proof
Income proof
PAN Card/Form 60
FEES AND LIST OF ALL CHARGES
Joining Fees: Rs 499+GST
Annual Fees: Rs 499+GST Second year onwards
2.Unlock a wide range of benefits with the Swiggy HDFC Credit Card
WHY SHOULD YOU APPLY FOR SWIGGY HDFC BANK CREDIT CARD
Get 10% Cashback on Swiggy (Instamart, Food delivery, Genie & Dine out) capped at Rs 1500/month
5% Cashback on Online Shopping Spends on Amazon, Flipkart, Myntra, Nykaa etc – capped at Rs 1500/month
1% Cashback on all other categories – capped at Rs 500/month
Free Swiggy One Membership for 3 months as welcome benefit
Upto 50 days of interest-free period on your Swiggy HDFC Bank Credit Card from the date of purchase
Get zero lost card liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting
ELIGIBILITY CRITERIA
Required Age: 21-65 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 25,000 per month (Salaried)
Minimum ITR: Rs 6,00,000 per annum (Self-Employed)
Cibil- 750+
New to Credit allowed for Salaried & Self-Employed both
DOCUMENTS NEEDED
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo
FEES & LIST OF ALL CHARGES
Lifetime FREE Credit Card
Joining Fees: Nil
Annual Fee: Nil
3. Axis MyZone Credit Card – Entry level card offering benefits across Shopping, Dining and Entertainment
FEATURES OF THE CARD
Upto Rs 1000 Off on AJIO on minimum spends of Rs 2999 on select styles
4 Complimentary Lounge access on select domestic airports (1 per quarter)
4 EDGE REWARDS points per Rs 200 spent (Not Applicable on fuel, movie, Insurance, Wallet, Rent, Utilities, Education, Government Institutions and EMI transactions)
Dining delights offering Upto 15% Off at partner restaurants in India (Max Discount Rs 500)
1% Fuel Surcharge waiver at all petrol pumps across the country for spends between Rs 400 to Rs 4000
FEES AND LIST OF ALL CHARGES
Joining Fees: Rs 500
Annual Fees: Rs 500
DOCUMENTS NEEDED
PAN Card/Form 60
Colour photograph
Address proof
ID Proof
Income proof
ELIGIBILITY CRITERIA
Employment status: Salaried or Self-Employed
Income: Rs 15,000 per month (Salaried), Rs 30,000 per month (self-employed)
New to Credit not allowed
Cibil Score: 730 and above
Required Age: 21-65 years
4. IDFC FIRST Credit Card – 300+ Merchant offers & dining discounts all year long
WHY SHOULD YOU APPLY FOR IDFC FIRST CREDIT CARD
Lifetime FREE – No joining or Annual Fee
Reward Points NEVER Expire – Unique Feature
No interest on ATM withdrawals till 48 days
Great partner offers on stores like Myntra, Flipkart, Ajio and more
OTHER AMAZING OFFERS
Upto 10X Reward Points on your spending (value back of upto 2%)
Rs 500 Gift Voucher on spending Rs 15,000 in the first 90 days
25% Discount on Movie tickets (upto Rs 100) on Paytm App
Complimentary roadside assistance worth Rs 1,399
4 Complimentary Railway Lounge visits per quarter
4 Complimentary Domestic Airport Lounge visits per quarter on IDFC FIRST Select Credit Card on monthly spends over Rs 5000
Fuel surcharge waiver of 1% (Upto Rs 200/month)
PARTNER DISCOUNTS
10% Instant discount on Flipkart
10% Instant discount on Myntra, AJIO, Tata CliQ , 1MG
15% Instant discount on Tata CliQ Palette, Sugar cosmetics, Zomato
10-20% Instant discounts on Travel bookings on Yatra, Adani one, MMT, GoIbibo etc.
See all offers here: https://idfcfirstrewards.poshvine.com/offers
FEES AND LIST OF CHARGES
Joining Fees: Nil
Annual Fees: Nil
DOCUMENTS NEEDED
PAN Card/Form 60
Income Proof
Colour photograph
ID Proof
Income proof
ELIGIBILITY CRITERIA
Employment Status: Salaried or Self-Employed
Income group: Rs 25,000 per month
Required Age: 21-60 years (Salaried), 25-60 years (Self employed)
Minimum Cibil Score Required: 750+
5. HSBC Live Plus Credit Card – One of the best cashback credit cards
WHY SHOULD YOU APPLY FOR HSBC LIVE PLUS CREDIT CARD
Get 10% accelerated cashback on all dining, food delivery and grocery spends (capped upto Rs 1,000 per billing cycle)
4 complimentary domestic lounge visits per year (1 per quarter)
1.5% unlimited cashback on all other spends
Spend Rs.20,000 within the first 30 days of card activation and get Rs 1000 cashback
Exclusive monthly offers on Amazon, Amazon pay, Blinkit, Easydinner, Pharmeasy, etc.
ELIGIBILITY CRITERIA
Age: 21 to 65 years
Employment: Only Salaried
Salaried: Minimum monthly income of Rs 35,000
Cibil Score – 750+
You must reside in Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad or Kolkata
DOCUMENTS NEEDED
ID Proof: PAN Card/Form 60/Passport
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo
FEES & LIST OF CHARGES
Joining Fees: Rs 999 + GST
Annual Fees: Rs 999 + GST
Annual Fees will be waived on annual spends of 3,50,000 or more in a year
6. HSBC Platinum Credit Card – Lifetime FREE Credit Card – No Joining/Annual Fee
WHY SHOULD YOU APPLY FOR HSBC PLATINUM CREDIT CARD
Lifetime FREE Credit Card – No Joining/Annual Fee
Earn 2 Reward points for every Rs 150 spent (Refer to Reward redemption Heads)
Unlock 5X Reward points (10 Reward points) per Rs 150 spent on any purchases exceeding Rs 4,00,000 annually, subject to a maximum cap of 15,000 accelerated reward points per year
Redeem your Reward points for Air miles on InterMiles, British Airways and Singapore Airlines (2 Reward points = 1 Air Mile/Intermile)
Make transactions of a minimum of Rs 5000 within the first 30 days and receive a complimentary Amazon voucher worth Rs 500
Buy 1 Get 1 FREE offer on BookMyShow mobile App (maximum price of the free ticket – Rs 250) – valid only on bookings made on Saturday
OTHER AMAZING OFFERS –
Get an instant discount of upto Rs 500 on Amazon across all categories, excluding groceries, exclusively for EMI transactions
Enjoy upto 15% off on EazyDiner, with savings of upto Rs 500, when you spend a minimum of Rs 2500
Get upto 15% off on MakeMyTrip for both domestic and international bookings, valid once per card per month on Fridays, Saturdays and Sundays
Save upto Rs 5,000 at Croma stores & Croma online using your HSBC Credit Card (valid once per card per month on Saturdays & Sundays)
Benefit from a fuel surcharge waiver and save upto Rs 3,000 annually on fuel charges
REWARD POINTS REDEMPTION & VALUE
Reward points can be redeemed against Gift Vouchers and Airline Miles by the Primary Cardholder only
Reward points can be redeemed against Gift vouchers from brands like Amazon, Flipkart, Tanishq, Apple Imagine, Myntra, ShoppersStop & more
1 Reward point redemption value may vary between Rs 0.2-Rs 0.35 per point depending upon the gift voucher selected by the user
For more details on redemption value please refer to HSBC Website – https://www.hsbc.co.in/credit-cards/rewards/
ELIGIBILITY CRITERIA
Employment status: Salaried
Rs 4,00,000 per annum (for salaried individuals)
Required Age: 18-65 years
You must reside in any of the following cities: Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, Pune, Chandigarh, Kolkata, Jaipur, Ahmedabad, Coimbatore, Kochi
DOCUMENTS NEEDED
Address Proof
ID proof
Income proof
PAN Card/Form 60
FEES & LIST OF CHARGES
Joining Fees: Nil
Annual Fees: Nil
7. SBI Cashback Credit Card – Welcome to the World of Amazing Cashback
WHY SHOULD YOU APPLY FOR SBI CASHBACK CARD
You can apply for up to 3 Add-on cards at no additional cost against every primary card
5% Cashback on Online spends (capped at Rs 5000 per month combined for both Online & Offline spends)
1% Cashback on Offline Spends
1% Fuel Surcharge waiver up to Rs.100 per statement cycle applicable on transactions between Rs 500 to Rs 3000
ELIGIBILITY CRITERIA
Employment status: Salaried or Self-Employed
Income: Rs 30,000 per month
Required Age: 21-65 years
Credit Score – 650+
New to credit – Only for Salaried
No delay payments in last 12 months
DOCUMENTS NEEDED
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo
FEES AND LIST OF CHARGES
Joining Fees: Rs 999 + GST
Annual Fees: Rs 999 + GST – Second year onwards
Annual Fees will be waived on annual spends of Rs 2 Lacs
8. HDFC Shoppers Stop Credit Card
WHY SHOULD YOU APPLY FOR HDFC SHOPPERS STOP CREDIT CARD
Welcome benefit Shoppers Stop voucher of Rs. 500, redeemable on any bill value
Complimentary First Citizen Silver Edge membership worth Rs 350
Earn 3% Reward points on every SS Spends & 1 % Reward Points on Non- SS Spends (Maximum capping of Rs.500 per month on Shoppers Stop spends & Rs. 1000 per month for non-shoppers stop spends)
Get Rs 2500 worth FREE shopping in a year Earn Rs 500 per month for a minimum purchase of Rs 15,000 on Shoppers Stop over the weekend (capped to maximum once in a month and 5 times in a year)
Link your Rupay Credit card with UPI and avail ‘Scan n Pay’
OTHER AMAZING OFFERS
Bank Reward pts redemption value will be Re 1 against 1 RP when availed against Shoppers Stop voucher
FEES AND LIST OF CHARGES
Joining Fees: Rs 299
Annual Fees: Rs 299
ELIGIBILITY CRITERIA
Age group: 21-65 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 20,000 per month (Salaried)
Minimum Income: Rs 50,000 per month (Self-Employed)
Credit score: 700+
You should be citizen of India or a Non-Resident Indian
DOCUMENTS NEEDED
Address Proof – Aadhaar, Passport, Latest utility bills
ID proof – PAN, Voter ID, Passport
Income proof – Bank Statement, Salary Slips
9. SBI BPCL Credit Card – Best Card for fuel
WHY SHOULD YOU APPLY FOR SBI BPCL CREDIT CARD
2,000 Activation Bonus Reward Points worth Rs 500 on payment of joining fee
4.25% Valueback – 13X Reward Points on fuel purchases at BPCL petrol pumps
3.25% + 1% Fuel surcharge waiver on every BPCL transaction Upto Rs 400
5X Reward Points on every Rs 100 spent at Groceries, Departmental Stores, Movies & Dining
Get 1 Reward Point for every Rs 100 spent on non-fuel retail purchases
10% Instant Discount with SBI Card during Big E-commerce Sales
ELIGIBILITY CRITERIA
Required Age: 23-60 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 30,000 & Above per month
Credit Score: 650+
New to credit – Only for Salaried
Credit Card holders are preferred
No delay payments in last 12 months
Card Holders should be an Indian Citizens or a Non Resident Indian
DOCUMENTS NEEDED
ID proof
Address proof
Income Proof
Valid PAN Card/Form 60
FEES AND LIST OF CHARGES
Joining Fees: Rs 499 + GST
Annual Fees: Rs 499 + GST from second year onwards
10. SBI Miles Credit Card – Get 1,500 Travel Credits as Welcome Gift
WHY SHOULD YOUR FRIENDS & FAMILY APPLY FOR SBI MILES CREDIT CARD
Get 1500 Travel Credits as a Welcome Gift on spends of Rs 30,000 within 60 days of card issuance
Earn 2 Travel Credits for every Rs 200 spent on travel and Earn 1 Travel Credit for every Rs 200 on all other spends
Redeem your Travel Credits for Air Miles, Hotel Points, Travel Bookings, or choose from a variety of exciting catalogue products
Get an additional Domestic Lounge Access for every Rs 1 lakh spent
Earn 5000 Bonus Travel Credits on annual spends of Rs 5 lakhs
Get your Annual Fee waived by spending Rs 6 Lakh in a membership year
Enjoy a low 3.0% Foreign Currency Mark-up on International transactions
Get 1% Fuel Surcharge Waiver at all petrol pumps, maximum surcharge waiver of Rs 250 per month, per statement cycle
Complimentary Priority Pass Program for the first 2 years
ELIGIBILITY CRITERIA
Age: 21 to 65 years
Employment Status: Salaried or Self-Employed
Income (Salaried): Rs 60,000
Self-Employed: Rs.7,20,000 lakhs
Credit Score: Minimum credit score of 750+ with no delayed payments in the past 12 months
New to Credit: Not Allowed
DOCUMENTS NEEDED
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo
FEES AND LIST OF CHARGES
Annual Fee (one-time): Rs 1499 + GST
Renewal Fee (per annum): Rs 1499 + GST
However, fee is reversed if annual spends in the membership year >= Rs 6,00,000
11. AU Altura Credit Card – Earn reward points every time you spend
FEATURES OF THE CARD
2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments (Maximum cashback per statement cycle is Rs 50)
1% Cashback on all other retail spends (Maximum cashback per statement cycle is Rs 50)
Get additional cashback of Rs 50 on completing a minimum of Rs 10,000 retail spends in every statement cycle
2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice
PARTNER DISCOUNTS
10% Instant Discount upto Rs 1,000 per month on Flipkart Orders Above Rs 10,000
Additional 10% Off upto Rs 1000 on Myntra
10% off on Swiggy Instamart (Upto Rs 100 per month) on Orders Above Rs 500
15% instant discount upto Rs 300 per month on Tata CLiQ Orders Above Rs 500
Flat Rs 100 off on Groceries upto Rs 100 on Blinkit app orders above Rs 1000
FEES & LIST OF ALL CHARGES
Joining Fees: Rs 199 + applicable taxes (Joining fees will be waived off, if the user spends Rs 10,000 within first 90 days of card issuance)
Annual Fees: Rs 199 + applicable taxes (Annual fees will be waived off, if the user spends Rs 40,000 within the first anniversary year)
ELIGIBILITY CRITERIA
Required Age: 21-60 years
Employment status: Salaried or Self-Employed
Income: Rs 25,000 per month (Salaried and Self-employed)
Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
No Delayed Payments in the last 12 months
Required Credit Score: 700+
DOCUMENTS NEEDED
Valid PAN Card
Aadhar Card – should be linked to Mobile (For EKYC)
Address proof
Income Proof (if opted for Income surrogate)
12. AU Altura Plus Credit Card – Enjoy the limitless spending and wide variety of benefits
FEATURES OF THE CARD
1.5% Cashback on all POS retail spends done (Except Fuel) at merchant outlets (Maximum cashback per statement cycle is Rs 100) 2X Reward Points (i.e., 2 Reward Points per Rs 100 retail spends) for all your online transactions
2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice
PARTNER DISCOUNTS
5% Instant Discount on shopping at Croma (min. spend Rs 15,000) – Offer valid once per month
15% Off on EasyDiner (min spend Rs 2,500 & max discount Rs 500) – Offer valid once per month
15% Off on Tata CliQ (min spend Rs 500 & max discount Rs 300) – Offer valid once per month
15% Off on Domestic Flight & 10% Off International Flight on Cleartrip – Offer valid once per month
20% Off on Movies Tickets (min spend Rs 500 & max discount Rs 100) – Offer valid once per month
More Amazing E-Comm discount offers from 5% – 25%. Check here : https://offers.aubank.in/
FEES & LIST OF ALL CHARGES
Joining Fees: Rs 499 + applicable taxes (Joining fees will be waived off, if the user spends Rs 20,000 within first 90 days of card issuance)
Annual Fees: Rs 499 + applicable taxes (Annual fees will be waived off, if the user spends Rs 80,000 within first anniversary year)
ELIGIBILITY CRITERIA
Required Age: 21-60 years
Employment status: Salaried or Self-Employed
Income: Rs 25,000 per month (Salaried and Self-employed)
Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
No Delayed Payments in the last 12 months
Required Credit Score: 700+
DOCUMENTS NEEDED
Valid PAN Card
Aadhar Card – should be linked to Mobile (For EKYC)
Address proof
Income Proof (if opted for Income surrogate)
13. Axis Airtel Credit Card – Seamless Connections, Superior Rewards Await
WHY SHOULD YOU APPLY FOR AXIS AIRTEL CREDIT CARD?
Get an Amazon eVoucher worth Rs 500 on your first transaction using your Airtel Axis credit card within 30 days of card issuance
Earn 25% Cashback on Airtel Mobile, Broadband, DTH & WiFi bill Payments via Airtel Thanks app (Upto Rs 250 per month)
Earn 10% Cashback on Swiggy, Zomato & BigBasket (Upto Rs 500 Per month)
Earn 10%Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app (Upto Rs 250 per month)
Get 1% Cashback on all other spends
Enjoy 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs 50,000 in previous 3 months
Get 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
Enjoy Upto 15% Off at partner restaurants via EazyDiner
ELIGIBILITY CRITERIA
Employment Status: Salaried or Self-employed
New to Credit not allowed
Income group: Starting from Rs 15,000 per month (Salaried), Starting from Rs 30,000 per month (self-employed)
Age group: 21-70 years
Cibil Score: 730 and above
DOCUMENTS NEEDED
PAN Card/Form 60
ID Proof
Address proof
Bank Statement or Income proof
Colour photographs
FEES AND LIST OF ALL CHARGES
Joining Fees: Rs 500 + GST
Annual Fees: Rs 500 + GST
Annual fees waived off on annual spends over Rs 2,00,000
14. IndusInd Legend Credit Card – Experience the best of travel, dining and shopping
WHY SHOULD YOU APPLY FOR INDUSIND BANK LEGEND CREDIT CARD
LIFETIME FREE Card – No Joining & Annual Fees
Rs 100 spent = 1 Reward Point on weekdays spends
Rs 100 spent = 2 Reward Points on weekends spends
Buy 1 Get 1 Free on BookMyShow – 3 Free tickets every month
OTHER AMAZING OFFERS
Instant Discount on Swiggy, EazyDinner & more brands
Lowest Forex Markup Charge of 1.8%
ICICI Lombard General Travel Insurance
PARTNER DISCOUNTS
Flat 10% off sitewide on boAt products
Get 10% instant discount upto Rs 250 on minimum purchase of Rs 2000 on BigBasket
PVR: Get Rs 100 Off on purchase of Food & Beverage on Orders Above Rs 350
Lifestyle: Additional 15% Off on Lifestyle on Orders Above Rs 1999
Amazing offers on major e commerce like Swiggy, Titan, Reliance & more
ELIGIBILITY CRITERIA
New to Credit: Allowed
Employment Status: Salaried or Self-employed
Income group: Rs 80,000 for Salaried and Rs 1,00,000 for Self-Employed
Age group: 21-65 years
Credit Score: 650+
No Delayed Payments in the last 12 months
GOOD TO HAVE
Existing Home or Auto Loan
Existing active credit card with a limit of more than Rs 50,000 of any bank
DOCUMENTS NEEDED
ID Proof
Address Proof
Income Proof
PAN Card/Form 60
FEES & LIST OF ALL CHARGES
Lifetime Free Card
Joining Fees: Nil
Annual Fees: Nil
15. IRCTC Hdfc bank credit card with save while you Travel and make your journeys much more rewarding
WHY SHOULD YOUR FRIENDS & FAMILY APPLY FOR IRCTC HDFC BANK CREDIT CARD
Welcome voucher worth Rs 500 on card activation within first 37 days of Card Activation
5 Reward points for every Rs 100 spent on IRCTC ticketing website & Rail Connect App
Additional 5% Cashback on train ticket bookings via HDFC Bank SmartBuy
Credit Card to UPI – The HDFC IRCTC Credit Card can be linked to your UPI
Annual fee waiver on annual spends of Rs 1,50,000 or more
OTHER AMAZING OFFERS
8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of INR 400 & maximum transaction of INR 5,000. Maximum waiver of INR 250 per statement cycle)
Upto 50 days of interest free period on your IRCTC HDFC Bank Credit Card from the date of purchase
Revolving Credit : Available at a nominal interest rate on your HDFC Bank Rupay IRCTC Credit
ELIGIBILITY CRITERIA
Age group: 21-60 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 25,000 per month (Salaried)
Minimum Income: Rs 6,00,000 per annum (Self-Employed)
DOCUMENTS NEEDED
Address Proof – Aadhaar, Passport, Latest utility bills
ID proof – PAN, Voter ID, Passport
Income proof – Bank Statement, Salary Slips
FEES & LIST OF ALL CHARGES
Joining Fees: Rs 500 + GST
Annual Fees: Rs 500 + GST
16. Axis Flipkart Credit Card – Enjoy accelerated cashback across all your favourite categories
FEATURES OF THE CARD
You can get Rs 500 Flipkart E-Gift Voucher as Welcome Benefit
Earn 5% Cashback on Flipkart, 4% Cashback on Swiggy, Uber, PVR, Cleartrip, Curefit & Tata Play & 1.5% cashback on all other categories except wallet load, EMI, Rent, Jewelry, government services etc.
4 complimentary domestic lounge visits + 1% Fuel Surcharge waiver & More
ELIGIBILITY CRITERIA
Employment status: Salaried or Self-Employed
New to Credit not allowed
Cibil Score: 730 and above
Income: Rs 15,000 per month (Salaried), Rs 30,000 per month (self-employed)
Required Age: 21-70 years
17. Hdfc Bank Millennia credit card with Enjoy Seamless Banking with Unmatched Benefits
WHY SHOULD YOU APPLY FOR HDFC BANK CREDIT CARD
Exciting discounts on online purchases across partners brands
Complimentary access to airport lounges at domestic and international airports
Get lucrative vouchers on meeting minimum monthly spending criteria
Leverage revolving credit facilities at nominal interest rates
You earn rewards on all spends that can be redeemed for exciting gifts, vouchers or free flight tickets
ELIGIBILITY CRITERIA
Age group: 21-65 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 20,000 per month (Salaried)
Minimum Income: Rs 50,000 per month (Self-Employed)
Credit Score: 700+
You should be citizen of India or a Non-Resident Indian
DOCUMENTS NEEDED
Address Proof – Aadhaar, Passport, Latest utility bills
ID proof – PAN, Voter ID, Passport
Income proof – Bank Statement, Salary Slips
FEES & LIST OF ALL CHARGES
Joining Fees: Starting at Rs 500 + GST (Depending upon the card selected)
Annual Fees: Starting at Rs 500 + GST (Depending upon the card selected)
18. Axis Indian Oil Rupay Credit Card – Credit card that offers higher rewards on your fuel transactions
FEATURES FO THE CARD
You can enjoy Accelerated rewards on fuel and other expenses
100% Cashback upto Rs 250 on all fuel spends within first 30 days of card issuance
10% instant discount on movie tickets booked via BookMyShow website
Enjoy upto 15% Discount on partner Restaurants
ELIGIBILITY CRITERIA
Employment status: Salaried or Self-Employed
New to Credit not allowed
Cibil Score: 730 and above
Income: Rs 15,000 per month (Salaried), Rs 30,000 per month (self-employed)
Required Age: 21-65 years
Available across major cities in India
FEES AND LIST OF CHARGES
Joining Fees: Rs 500 (excluding GST)
Annual Fees: Rs 500 (excluding GST)
Annual fees waiver: Rs 50,000 spends in one calendar year
Interest rate: 3.6% per month
Cash Withdrawal charges: 2.5% (Min Rs 500)
19. AU SwipeUp Platform – A platform to upgrade your existing credit card
FEATURES OF THE CARD
You can Upgrade any Existing Credit Card from any Bank to an AU Credit Card
Lifetime free credit card with no joining or annual fee
Get Higher Reward Points, Exciting Cashbacks & Increased Credit Limit
Enjoy Special Value Added Features that suit your lifestyle & spendings
ABOUT AU SWIPEUP PLATFORM CREDIT CARD –
SwipeUp Platform is a unique offering of AU Small Finance Bank that offers upgraded Credit Card to other Bank Credit Cardholders. Through this platform, you will get an assured upgraded AU Credit Card against other bank’s existing credit card matching your current upgraded lifestyle
FEES & LIST OF ALL CHARGES
Lifetime Free Card
No Joining / Renewal / Annual Fees
Only applicable for existing credit card holders of other banks
20. Axis Magnus Credit Card – India’s most rewarding credit card for travel, food and online shopping
FEATURES OF THE CARD
You can enjoy various benefits including hotel discounts, concierge services and more!
Get Complimentary luxury brand voucher worth Rs 12,500
Unlimited Complimentary Domestic and International Lounge visits
Upto 15% Off on International & Domestic stays at Oberoi & Trident Hotels
MORE FEATURES OF THE CARD
Enjoy 8 complimentary end-to-end meet & assist services at the airport
Buy one movie/non-movie ticket and get Upto Rs 500 Off on the second (5 times/month)
Upto 40% Off at over 4000 restaurants across India
Virtual health assistance including tele-consultation, specialist appointments, health coaching, etc
Special preventive healthcare packages with Dr. Lal Path Lab and Metropolis
For every Rs 200 spent, earn 12 EDGE REWARD points on monthly spends of Upto Rs 1.5 lakh
35 EDGE REWARD points per Rs 200 spent after Rs 1.5 lakh spent
Catalogue link for rewards redemption – https://edgerewards.axisbank.co.in/lms/
FEES AND LIST OF CHARGES
Joining Fees: Rs 12,500 only
Annual Fees: Rs 12,500 + Taxes
Interest rate: 2.5% per month
Annual Fee Waiver: On spending Rs 25,00,000 or more in the preceding year
DOCUMENTS NEEDED
PAN Card
Address proof (Utility Bills, Aadhar Card, Driving License, Ration card etc)
ID Proof (Aadhar card, Voter ID card, Driving License, Passport etc)
Income Proof (Salary Slip, Bank Statement, Form 16 etc)
ELIGIBILITY CRITERIA
Minimum Income: Rs 18 Lakhs per annum
New to Credit not allowed
Cibil Score: 730 and above
Required Age: 21-65 years
Available across major cities in India
21. AU SwipeUp Platform – A platform to upgrade your existing credit card
FEATURES OF THE CARD
You can Upgrade any Existing Credit Card from any Bank to an AU Credit Card
Lifetime free credit card with no joining or annual fee
Get Higher Reward Points, Exciting Cashbacks & Increased Credit Limit
Enjoy Special Value Added Features that suit your lifestyle & spendings
ABOUT AU SWIPEUP PLATFORM CREDIT CARD –
SwipeUp Platform is a unique offering of AU Small Finance Bank that offers upgraded Credit Card to other Bank Credit Cardholders. Through this platform, you will get an assured upgraded AU Credit Card against other bank’s existing credit card matching your current upgraded lifestyle
FEES & LIST OF ALL CHARGES
Lifetime Free Card
No Joining / Renewal / Annual Fees
Only applicable for existing credit card holders of other banks
22. Axis Magnus Credit Card – India’s most rewarding credit card for travel, food and online shopping
FEATURES OF THE CARD
You can enjoy various benefits including hotel discounts, concierge services and more!
Get Complimentary luxury brand voucher worth Rs 12,500
Unlimited Complimentary Domestic and International Lounge visits
Upto 15% Off on International & Domestic stays at Oberoi & Trident Hotels
MORE FEATURES OF THE CARD
Enjoy 8 complimentary end-to-end meet & assist services at the airport
Buy one movie/non-movie ticket and get Upto Rs 500 Off on the second (5 times/month)
Upto 40% Off at over 4000 restaurants across India
Virtual health assistance including tele-consultation, specialist appointments, health coaching, etc
Special preventive healthcare packages with Dr. Lal Path Lab and Metropolis
For every Rs 200 spent, earn 12 EDGE REWARD points on monthly spends of Upto Rs 1.5 lakh
35 EDGE REWARD points per Rs 200 spent after Rs 1.5 lakh spent
Catalogue link for rewards redemption – https://edgerewards.axisbank.co.in/lms/
FEES AND LIST OF CHARGES
Joining Fees: Rs 12,500 only
Annual Fees: Rs 12,500 + Taxes
Interest rate: 2.5% per month
Annual Fee Waiver: On spending Rs 25,00,000 or more in the preceding year
DOCUMENTS NEEDED
PAN Card
Address proof (Utility Bills, Aadhar Card, Driving License, Ration card etc)
ID Proof (Aadhar card, Voter ID card, Driving License, Passport etc)
Income Proof (Salary Slip, Bank Statement, Form 16 etc)
ELIGIBILITY CRITERIA
Minimum Income: Rs 18 Lakhs per annum
New to Credit not allowed
Cibil Score: 730 and above
Required Age: 21-65 years
Available across major cities in India
23. AU LIT Credit Card – Customizable credit card based on your lifestyle and usage
FEATURES OF THE CARD
You can get a LIFETIME FREE Credit Card
Customize your card according to your needs, opt for any benefit by paying a fee
Get Amazing Partner Discounts & Much more!
PARTNER DISCOUNTS
10% Instant Discount (Upto Rs 1,000) on Flipkart Orders Above Rs 10,000
Additional 10% Off (Upto Rs 1000) on a minimum purchase of Rs 3999 on selected styles on Myntra
15% instant discount (Upto Rs 300 per month) on Tata CLiQ Orders Above Rs 500
10% off on Groceries (Upto Rs 100) on Blinkit app orders above Rs 499
CUSTOMIZATION OPTIONS ON AU LIT CREDIT CARD –
Rs 49 (For 90 Days)Get 1% fuel surcharge waiver on fuel transactions Rs 99 (For 90 Days)Get complimentary 3 month Zee5 membership Rs 199 (For 90 Days)
(for each benefit)Get 1 complimentary Domestic
Airport lounge visits per quarter
Get 2% additional cashback on achieving milestone spends
Get complimentary 3 month Amazon prime membership
Get 5X Reward Points for online spends Rs 299 (For 90 Days)
(for each benefit)Get 2 complimentary Domestic airport lounge visits
Get 5% additional cashback on achieving milestone
Get 10X Reward Points for Offline
Get 5% additional cashback on all Dining
Get 5% additional cashback on all Grocery
Get 5% additional cashback on all Travel Rs 499 (For 90 Days)Get complimentary 3 month Cult. fit membership
ELIGIBILITY CRITERIA
Employment status: Salaried or Self-Employed
Income: Rs 25,000 per month (Salaried and Self-employed)
Required Age: 21-60 years
Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
No Delayed Payments in the last 12 months
Required Credit Score: 700+
DOCUMENTS NEEDED
Valid PAN Card
Aadhar Card – should be linked to Mobile (For EKYC)
Address proof
Income Proof (if opted for Income surrogate)
24. IndusInd Platinum Credit Card – Enjoy a range of travel, lifestyle and golf benefits to suit your preferences
WHY SHOULD YOU APPLY FOR INDUSIND PLATINUM CREDIT CARD
Lifetime Free Credit Card | No Joining or Annual Fees
Earn 1.5 Reward Points (1 Reward Point = Rs 0.65) on every Rs 150 spent
1% fuel waiver charge on all petrol pumps across India
Get complimentary ICICI Lombard Travel insurance under the Platinum Travel Plus
Complimentary personal air accident insurance cover of upto Rs 25 lakhs
PARTNER DISCOUNTS
Upto Rs 400 Off on Orders Above Rs 2000 on Ajio
Rs 100 Off on purchase of Food & Beverage on Orders Above Rs 350 on PVR
Additional 15% Off on Lifestyle on Orders Above Rs 1999
Get Upto Rs 1000 Off on Flight & Hotel bookings on EaseMyTrip
Get 15% discount (upto Rs 500) on Orders Above Rs 1500 on EazyDiner
ELIGIBILITY CRITERIA
Income group: Rs 20,000 for Salaried and Rs 30,000 for Self-Employed
Age group: 21-65 years
Credit Score: 650+
No Delayed Payments in the last 12 months
New to Credit is Allowed
Existing Home or Auto Loan
Existing active credit card with a limit of more than Rs 50,000 of any bank
DOCUMENTS NEEDED
No physicals documents required
Keep your Aadhaar and PAN number handy
Income Proof
FEES & LIST OF ALL CHARGES
Lifetime Free Card
Joining Fees: Nil
Annual Fees: Nil
Annual Fee Waiver: Not applicable
25. IndusInd Rupay Platinum Credit Card – Gives you the freedom to choose rewards that align with your preferences and lifestyle
WHY SHOULD YOU APPLY FOR INDUSIND RUAPY PLATINUM CREDIT CARD
Lifetime Free Credit Card – No Joining or Annual Fees
Massive savings on Ajio, Swiggy, PVR, Eazydiner & more. See ‘Partner Discounts’ section below
Earn 2 Reward Points (1 Reward Point = Rs 0.35) on every Rs 100 spent on UPI transactions
Earn 1 Reward Points on every Rs 100 spent on all other spends
PARTNER DISCOUNTS
Flat 10% Off sitewide on boAt products
Get 10% instant discount (Upto Rs 250) on minimum purchase of Rs 2000 on BigBasket
PVR: Get Rs 100 Off on Food & Beverage Orders over Rs 350
Lifestyle: Get Additional 15% Off on Lifestyle orders over Rs 1999
Amazing offers on Swiggy, Titan, Reliance & more
For more amazing discount offers, Check Here: https://www.indusmoments.com/offers/search
ELIGIBILITY CRITERIA
Employment Status: Salaried or Self-employed
Monthly Income: Rs 20,000 for Salaried & Rs 30,000 for Self-Employed
Age group: 21-65 years
Credit Score: 650+
No Delayed Payments in the last 12 months
New to Credit is Allowed
Existing Home or Auto Loan
Existing active credit card with a limit of more than Rs 50,000 of any bank
DOCUMENTS NEEDED
ID Proof
Address Proof
Income Proof
PAN Card
FEES & LIST OF ALL CHARGES
Lifetime Free Card
Joining Fees: Nil
Annual Fees: Nil
26. Axis Indian Oil Credit Card – Designed to benefit you on every fuel transaction
FEATURES OF THE CARD
Share this Deal & Your Friends can get 100% Cashback (upto Rs 250) on all fuel transactions in first 30 days
20 reward points per Rs 100 spent at IOCL pumps across India
1% fuel surcharge waiver
Upto 10% instant discount on movie tickets via BookMyShow
Upto 20% dining discounts at partner restaurants
ELIGIBILITY CRITERIA
Employment status: Salaried or Self-Employed
Income: Rs 15,000 per month (Salaried), Rs 30,000 per month (self-employed)
New to Credit not allowed
Required Age: 21-60 years
27. ICICI Bank Credit Card – Elevate Every Purchase with ICICI Credit Cards
WHY SHOULD YOU APPLY FOR ICICI BANK CREDIT CARD?
Lifetime FREE – Select Variants of ICICI Bank Credit Card are offered without any joining or Annual Fee
Discount on Online Sales – With ICICI Credit Card, you can avail great discount offers on Amazon/Flipkart Sales
Earn 2 Reward Points on every Rs 100 spent for all retail purchases except fuel
Get 1 Reward Point on every Rs 100 spent on utilities and insurance categories
OTHER AMAZING OFFERS
You can use ICICI Bank Credit Card to avail discounts over many websites like MakeMyTrip, Sterling Resorts, Haier, McDonalds etc.
You earn rewards on all spends that can be redeemed for exciting gifts, vouchers or free flight tickets
ELIGIBILITY CRITERIA
Age group: 21-65 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 50,000 per month (Both Salaried and Self-Employed)
Credit score: 750+
You should be citizen of India or a Non-Resident Indian
DOCUMENTS NEEDED
PAN Card
Aadhaar Card
Bank Statement
FEES AND LIST OF ALL CHARGES
Joining Fees: Lifetime Free (Depending upon the card selected)
Annual Fees: Lifetime Free (Depending upon the card selected)
28. HDFC Bank tata neu credit card
WHY SHOULD YOU APPLY FOR TATA NEU HDFC BANK CREDIT CARD
You get up to 10% savings as Tata NeuCoins for all Tata brands like BigBasket, Air Asia, Tata 1mg, Croma, TataCliQ, Westside, Titan, Tanishq, etc. Applicable for transactions done on TataNeu app/website and registering for Tata NeuPass
Up to 1.5% savings on all UPI spends via Tata Neu App using NeuCard.(maximum of Rs 500 per month)
Get 12 free airport lounge access (8 domestic + 4 International) Per annum on NeuCard Infinity. 4 Domestic lounge access on NeuCard Plus
OTHER AMAZING OFFERS
1% fuel surcharge waiver at all fuel stations across India on transaction of Rs 400 – Rs 5,000. (Max. waiver of Rs 250 / 500 per statement cycle for Plus/Infinity
Leverage revolving credit facilities at nominal interest rates
Get zero lost card liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting
FEES AND LIST OF CHARGES
Joining Fees: Free for limited time only
Annual Fees: NeuCard Infinity – Rs 1499 + Taxes
Annual Fees: NeuCard Plus – Rs 499 + Taxes
ELIGIBILITY CRITERIA
Required Age: 21 – 65 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 25,000 per month (Salaried)
Minimum Income: Rs 6 lakhs per annum (Self-Employed)
DOCUMENTS NEEDED
Address Proof – Aadhaar, Passport, Latest utility bills
ID proof – PAN, Voter ID, Passport
Income proof – Bank Statement, Salary Slips
29. IDFC FIRST WOW Credit Card – a Lifetime free credit card, Never expiring rewards
WHY SHOULD YOU APPLY FOR IDFC FIRST WOW CREDIT CARD
Lifetime Free Card – Guaranteed Approval
No Credit History / Income Proof required
Reward Points that NEVER expire
Interest free cash withdrawal from ATM up to 48 days
Get 7.5% Interest on your Fixed Deposit
Upto 20% discounts applicable on 1500+ Restaurants
OTHER AMAZING OFFERS –
50% off on BookMyShow Movie Tickets
Setup your own credit limit by fixed deposit anytime, anywhere
Great partner offers on 300+ brands like Myntra, Flipkart, Ajio, etc.
Zero Forex Conversion Fee
Personal Accident cover of up to Rs.2,00,000
Fuel surcharge waiver of 1% upto Rs. 200/month
PARTNER DISCOUNTS –
10% Instant discount on Flipkart
10% Instant discount on Myntra, AJIO, Tata CliQ,1MG
15% Instant discount on Tata CliQ, Palette, Sugar cosmetics, Zomato
10-20% Instant discounts on Travel bookings on Yatra, Adani one, MMT , GoIbibo etc
See all offers here: https://idfcfirstrewards.poshvine.com/offers
ELIGIBILITY CRITERIA
Required Age: 21-60 years (Salaried), 25-60 years (Self employed)
FEES & LIST OF ALL CHARGES
Joining Fees: Nil
Annual Fees: Nil
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